How am I charged interest?

If you choose to put your purchase into instalments, you will pay interest no matter the length of the instalment plan. You can see much interest is being charged on every transaction you choose to replan by selecting the transaction.

Don’t forget that you can use the ‘simulate a purchase' feature in app to help you to budget any purchase before you commit to it. Just select the calculator in app and type in the amount of the purchase you are looking to make - the app will do the rest for you.