What’s the difference between my bill and my balance? Clare 14 June 2023 13:49 Updated Your bill is the amount we expect you to pay each month. Your balance is the total amount you’ve spent on your card. Related articles How do I know how much I owe every month? What do I do if my bill is incorrect? What does 'Pay in full' in the app mean? What if I can’t pay my bill on the 7th? Can I repay a purchase earlier than expected by my instalment plan? Comments 0 comments Article is closed for comments.