Clare
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Recent activity by Clare-
Will any changes to my interest rate impact my credit score?
No, don't worry. A change to your interest rate does not impact your credit score, it just affects the amount of interest you will pay on new purchases.
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When can I expect to see my interest rate change?
Any changes that we apply to your Credit Agreement will take effect 30 days from the date of the Notice of Variation. The exact date the change applies will be detailed within the notice itself. T...
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What does Tymit mean by '3 months interest free'?
We offer our customers the ability to split their purchases into instalments and pay for them over time. If you choose to pay off in instalments of 3, we don’t charge any interest. However, we ...
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What does 'Pay in full' in the app mean?
'Pay in full' in the app means you’re committing to pay the whole amount of the purchase on the 8th of the next month. This customer below has selected their purchase in the app, and you can see...
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How do I plan a purchase or change my payment plan?
Tymit allows you to plan all your purchases, giving you the option to choose how much you want to pay and when. Purchases that you do not want to or cannot pay in full at the end of the month, can ...
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What is a 'Notice of Default'?
This is a letter from us warning that your account is about to default because you're behind with your payments. The default notice will give you at least two weeks to catch-up with any missed paym...
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How long is the application and approval process?
To get a Tymit Credit card, you first have to check if you’re eligible. It only takes a few minutes and we’ll give you an instant decision. After that, you’ll have to verify your identity and sign ...
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Will you perform a hard search on my credit file when I apply?
No, we don’t run a hard credit check before approving your application! We will only apply a hard check should you be approved and accept our terms & conditions. Once accepted, we report to Experia...
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How can I pay my bill?
You can set up a direct debit for us to attempt payments automatically for your bill, which will be taken between 7th-13th of the month, depending on how the weekend affects the bill. You can also ...
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Setting up Direct Debit
Using Direct Debit to pay off your monthly bill is available for both Android and iOS (this tutorial shows iOS but it is exactly the same for Android). What should I know about paying with Dire...