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What does Tymit mean by '3 months interest free'?
We offer our customers the ability to split their purchases into instalments and pay for them over time. If you choose to pay off in instalments of 3, we don’t charge any interest. However, we ...
Can I repay a purchase earlier than expected by my instalment plan?
Yes. If you have put a purchase into an instalment plan, you can still decide to repay earlier. Here’s an example: Let’s say you make a purchase and put it into a 6-month instalment plan. After ...
Why am I getting a warning message when I try to make a payment?
To take our payments, we use a new service called Modulr (you can read all about them here ). Modulr is our trusted payment provider and is regulated by the Financial Conduct Authority. Unfortuna...
Will you perform a hard search on my credit file when I apply?
No, we don’t run a hard credit check before approving your application! We will only apply a hard check should you be approved and accept our terms & conditions. Once accepted, we report to Experia...
How do I plan a purchase or change my payment plan?
Tymit allows you to plan all your purchases, giving you the option to choose how much you want to pay and when. Purchases that you do not want to or cannot pay in full at the end of the month, can ...
What is my end-of-month bill?
Your end of month bill at Tymit works just like your end of month minimum payment to more traditional credit cards. You must pay all of your end-of-month bill on the 7th of every month, just like...
When am I expected to pay my bill?
You are expected to pay your bill by the 8th of each month. If you don’t make a payment by this date, you’ll be classified as a late payer.
Can I make part payments?
No, you must make a full bill payment at Tymit. Your bill amount is the monthly payment you are committing to making. That’s why it’s important to replan your purchases and spread their cost in...
What is Re-planning?
Re-planning is a feature Tymit offers to spread the cost of purchases. The basic idea is this: you buy something and then use Tymit’s re-planning feature to split the repayments into monthly insta...
What payment methods does Tymit currently offer to pay my bill?
You can only pay your bill by bank transfer, also known as a ‘faster payment’. Payment details can be found in the Tymit app. We also have Direct Debit payments available. Here's how to set up D...